:root {
  --navy: #0b1f3a;
  --navy-2: #174a7e;
  --ink: #202938;
  --muted: #5c6775;
  --gold: #c8a44d;
  --gold-line: rgba(200, 164, 77, 0.7);
  --paper: #f6f3ec;
  --paper-2: #e8e2d4;
  --white: #ffffff;
  --line: rgba(11, 31, 58, 0.12);
  --serif: "Manrope", "Segoe UI", sans-serif;
  --sans: "Inter", "Segoe UI", sans-serif;
  --header: 92px;
  --max: 1120px;
  --shadow: 0 18px 40px rgba(12, 35, 64, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.6;
  padding-bottom: 72px;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, select, textarea { font: inherit; color: inherit; }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { font-family: var(--serif); font-weight: 700; letter-spacing: -0.03em; line-height: 1.15; }

.skip {
  position: absolute;
  left: 12px;
  top: -40px;
  background: var(--navy);
  color: white;
  padding: 8px 12px;
  z-index: 20;
}
.skip:focus { top: 12px; }

.utility {
  background: var(--navy);
  color: rgba(255, 252, 248, 0.86);
  font-size: 13px;
  letter-spacing: 0.04em;
}
.utility-inner, .header-inner, .wrap {
  width: min(var(--max), calc(100% - 40px));
  margin: 0 auto;
}
.utility-inner {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 8px 0;
}
.utility a { color: #fff; text-decoration: none; }
.utility a:hover { color: #f0d48a; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: #f6f3ec;
  border-bottom: 1px solid var(--line);
}
.header-inner {
  min-height: var(--header);
  display: flex;
  align-items: center;
  gap: 20px;
}
.brand { display: flex; align-items: center; margin-right: auto; }
.brand img {
  width: 150px;
  height: auto;
}

.nav-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--white);
  padding: 8px 12px;
  border-radius: 999px;
}
#site-nav {
  display: flex;
  align-items: center;
  gap: 2px;
}
#site-nav > a, .drop-btn {
  text-decoration: none;
  background: none;
  border: 0;
  padding: 10px 12px;
  color: var(--navy);
  cursor: pointer;
  border-radius: 999px;
}
#site-nav > a:hover, .drop-btn:hover,
#site-nav > a[aria-current="page"] {
  background: rgba(12, 35, 64, 0.06);
}
#site-nav > a.btn,
#site-nav > a.btn:hover,
#site-nav > a.btn[aria-current="page"] {
  background: var(--navy);
  color: #fff;
}
#site-nav > a.btn:hover { background: var(--navy-2); }
.drop { position: relative; }
.drop-panel {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  min-width: 230px;
  padding: 8px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
}
.drop.open .drop-panel { display: grid; }
.drop-panel a {
  text-decoration: none;
  padding: 10px 12px;
  border-radius: 10px;
}
.drop-panel a:hover, .drop-panel a[aria-current="page"] { background: var(--paper); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  text-decoration: none;
  border-radius: 999px;
  padding: 12px 18px;
  border: 1px solid transparent;
  background: var(--navy);
  color: white;
  cursor: pointer;
}
.btn:hover { background: var(--navy-2); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: #d4b56a; color: var(--navy); }
.btn-ghost {
  background: transparent;
  color: var(--navy);
  border-color: rgba(12, 35, 64, 0.28);
}
.btn-ghost:hover { background: rgba(12, 35, 64, 0.05); }
.btn-light {
  background: var(--white);
  color: var(--navy);
}
.btn-light:hover { background: #fff; }
#site-nav .btn { margin-left: 8px; padding: 10px 16px; }

.hero {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
  padding: 64px 0 36px;
}
.eyebrow {
  color: var(--gold);
  font-size: 12px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.hero h1, .page-hero h1 { font-size: clamp(40px, 5vw, 64px); color: var(--navy); }
.lede { margin-top: 18px; font-size: 18.5px; color: var(--muted); max-width: 40rem; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hero-mark {
  background: #f6f3ec;
  border: 1px solid var(--gold-line);
  padding: 12px 12px 4px;
}
.hero-mark img { width: 100%; height: auto; }
.hero-note {
  text-align: center;
  font-size: 13px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--navy);
  padding-bottom: 12px;
}

.band {
  background: var(--navy);
  color: #f7f1e4;
}
.band-inner {
  width: min(var(--max), calc(100% - 40px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}
.band article { padding: 28px 22px; }
.band article + article { border-left: 1px solid rgba(240, 212, 138, 0.28); }
.band h2 { font-size: 28px; color: #f0d48a; }
.band p { margin-top: 8px; color: rgba(247, 241, 228, 0.82); }

.section { padding: 76px 0; }
.section h2 { font-size: clamp(32px, 4vw, 46px); color: var(--navy); }
.section-head { max-width: 40rem; margin-bottom: 28px; }
.section-head p { margin-top: 12px; color: var(--muted); }

.service-list { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.service-list a {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 16px;
  align-items: start;
  text-decoration: none;
  background: var(--white);
  border: 1px solid var(--line);
  padding: 20px;
  min-height: 140px;
}
.service-list a:hover { border-color: var(--gold-line); }
.num { color: var(--gold); font-family: var(--serif); font-size: 22px; }
.service-list h3 { font-size: 26px; color: var(--navy); }
.service-list p { color: var(--muted); margin-top: 6px; }
.arrow { color: var(--navy); align-self: center; }

.steps { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 18px; }
.steps article {
  background: transparent;
  border-top: 1px solid var(--gold-line);
  padding-top: 16px;
}
.steps h3 { font-size: 26px; color: var(--navy); margin: 8px 0; }

.split {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 40px;
  align-items: start;
}
.panel {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 28px;
}
.panel h2, .panel h3 { color: var(--navy); }
.meta { margin-top: 18px; display: grid; gap: 8px; color: var(--muted); }
.meta strong { color: var(--navy); font-weight: 600; }
.meta a { color: var(--navy); }

.names {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}
.names span {
  border: 1px solid var(--line);
  background: var(--white);
  padding: 10px 14px;
  color: var(--navy);
}

.page-hero { padding: 54px 0 10px; }
.page-hero .lede { margin-bottom: 8px; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 22px;
}
.card h3 { font-size: 26px; color: var(--navy); margin-bottom: 8px; }
.service-card {
  padding: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  border-radius: 16px;
}
.service-card img {
  width: 100%;
  height: 188px;
  object-fit: cover;
}
.service-body {
  padding: 16px 18px 18px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  flex: 1;
}
.service-body h3 { font-size: 22px; margin: 0; }
.service-body p { color: var(--muted); }
.service-body .actions { margin-top: auto; }
.service-body .actions a:first-child {
  color: var(--navy);
  font-weight: 600;
  text-decoration: none;
  align-self: center;
}
.service-body .btn {
  background: transparent;
  color: var(--navy);
  border-color: var(--gold);
  padding: 8px 14px;
}
.service-body .btn:hover { background: var(--gold); color: var(--navy); }
@media (hover: hover) and (prefers-reduced-motion: no-preference) {
  .service-card { transition: transform 0.2s ease, box-shadow 0.2s ease; }
  .service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 18px 36px rgba(11, 31, 58, 0.12);
  }
}
.card ul, .prose ul { margin: 10px 0 0; padding-left: 18px; }
.card li + li, .prose li + li { margin-top: 6px; }
.prose { display: grid; gap: 14px; color: var(--ink); }
.prose h2 { font-size: 34px; color: var(--navy); margin-top: 8px; }

.cta-band {
  margin-top: 28px;
  background: var(--navy);
  color: #f7f1e4;
  padding: 28px;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  align-items: center;
}
.cta-band h2 { color: white; font-size: 32px; }
.cta-band p { color: rgba(247, 241, 228, 0.8); margin-top: 6px; }

.form { display: grid; gap: 12px; }
label { display: grid; gap: 6px; font-size: 14px; color: var(--navy); }
input, select, textarea {
  width: 100%;
  border: 1px solid var(--line);
  background: var(--white);
  padding: 12px 12px;
  border-radius: 10px;
}
textarea { min-height: 110px; resize: vertical; }
.form .btn { justify-self: start; }
.form-note { font-size: 13px; color: var(--muted); }
.calc-result {
  margin-top: 8px;
  padding-top: 12px;
  border-top: 1px solid var(--line);
}
.calc-result strong {
  display: block;
  font-family: var(--serif);
  font-size: 36px;
  color: var(--navy);
  font-weight: 560;
}

.map {
  width: 100%;
  height: 280px;
  border: 0;
  background: var(--paper-2);
}

.site-footer {
  background: #09182c;
  color: rgba(247, 241, 228, 0.82);
  padding: 48px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 28px;
}
.site-footer h2 { color: white; font-size: 28px; }
.site-footer a { color: #f0d48a; text-decoration: none; }
.site-footer p, .site-footer li { color: rgba(247, 241, 228, 0.78); }
.site-footer ul { list-style: none; margin: 12px 0 0; padding: 0; display: grid; gap: 6px; }
.legal {
  margin-top: 28px;
  padding-top: 16px;
  border-top: 1px solid rgba(240, 212, 138, 0.2);
  font-size: 13px;
  color: rgba(247, 241, 228, 0.62);
}

:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

@media (max-width: 900px) {
  .nav-toggle { display: inline-flex; }
  #site-nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: #f6f3ec;
    border-bottom: 1px solid var(--line);
    padding: 10px 20px 18px;
    flex-direction: column;
    align-items: stretch;
  }
  #site-nav.open { display: flex; }
  .site-header { position: sticky; }
  .header-inner { position: relative; }
  .drop-panel { position: static; box-shadow: none; border: 0; padding: 0 0 8px 12px; background: transparent; }
  #site-nav .btn { margin: 8px 0 0; }
  .hero, .split, .service-list, .steps, .grid-2, .band-inner, .footer-grid, .cta-band {
    grid-template-columns: 1fr;
  }
  .hero-copy { order: 1; }
  .hero-photo { order: 2; }
  .hero-navy::before, .hero-navy::after { display: none; }
  .band article + article { border-left: 0; border-top: 1px solid rgba(240, 212, 138, 0.28); }
  .cta-band { align-items: flex-start; flex-direction: column; }
  .utility-inner { flex-direction: column; gap: 2px; }
  .hero { padding-top: 32px; }
}

.hero-navy {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 42% 70% at 92% 18%, rgba(200, 164, 77, 0.18), transparent 62%),
    linear-gradient(155deg, #0b1f3a 0%, #122c4e 62%, #1b4d7c 100%);
  color: #fff;
}
.hero-navy::before,
.hero-navy::after {
  content: "";
  position: absolute;
  border: 1px solid rgba(200, 164, 77, 0.35);
  pointer-events: none;
}
.hero-navy::before {
  width: 140px;
  height: 140px;
  top: 28px;
  right: 28px;
  border-radius: 28px;
}
.hero-navy::after {
  width: 72px;
  height: 72px;
  left: 22px;
  bottom: 22px;
  border-radius: 18px;
}
.hero-navy .hero { position: relative; z-index: 1; padding: 72px 0; }
.hero-copy { max-width: 38rem; }
.gold-dash {
  display: inline-block;
  width: 28px;
  height: 2px;
  margin-right: 12px;
  background: var(--gold);
  vertical-align: middle;
}
.hero-navy .btn-gold-line {
  background: transparent;
  color: #f6f3ec;
  border-color: var(--gold);
}
.hero-navy .btn-gold-line:hover {
  background: rgba(200, 164, 77, 0.18);
  color: #fff;
}
.hero-navy .hero-note {
  color: #fff;
  text-align: left;
  text-transform: none;
  letter-spacing: 0;
  font-size: 15px;
  margin-top: 16px;
}
.hero-mark .hero-note {
  text-align: center;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 13px;
  margin-top: 0;
}
.hero-navy h1 { color: #fff; }
.hero-navy .lede { color: rgba(255, 255, 255, 0.82); }
.hero-navy .eyebrow { color: var(--gold); }
.hero-navy .hero-mark { background: #f6f3ec; }
.hero-photo { margin: 0; }
.hero-photo img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  object-position: center 30%;
  border-radius: 18px;
  border: 1px solid rgba(200, 164, 77, 0.9);
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.28);
}
.hero-navy .hero-photo figcaption {
  color: rgba(255, 255, 255, 0.72);
  font-size: 13px;
  margin-top: 10px;
  line-height: 1.45;
}
.explain, .story figure, .desk-shot { margin: 0; }
.explain figcaption { margin-top: 12px; color: var(--muted); }
.story img, .desk-shot img { width: 100%; object-fit: cover; }
.story img { aspect-ratio: 16 / 10; }
.desk-shot { margin-bottom: 18px; }
.why { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.cards-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.why article, .faq details, .guide {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 20px;
}
.why h3, .guide h3 { color: var(--navy); font-size: 22px; margin-bottom: 8px; }
.faq { display: grid; gap: 10px; }
.faq summary { cursor: pointer; color: var(--navy); font-weight: 650; }
.faq details p { margin-top: 8px; color: var(--muted); }
.check { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; color: var(--navy); }
.check input { width: auto; margin-top: 3px; }
.wa-float {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 12;
  background: var(--navy);
  color: #fff;
  text-decoration: none;
  border-radius: 999px;
  padding: 12px 16px;
  border: 1px solid var(--gold);
}
.policy-links { margin-top: 8px; }
.section-alt { background: var(--white); }

@media (max-width: 900px) {
  .why, .cards-3 { grid-template-columns: 1fr; }
  .hero-navy .hero { padding: 40px 0; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}