Plan
A goal, a time horizon, and a monthly amount you can keep paying.
NextGen Wealth & Risk Management
Plan today. Protect tomorrow. Build your wealth.
Your financial goals deserve a personalised approach. Discover insurance options, investment information and financial planning for families and businesses in Jamshedpur. Every figure we discuss is in rupees.
Helping individuals and families make informed financial decisions.
Protect
Health, life, and vehicle cover sized to the family, not to a slogan.
Grow
Mutual funds and SIPs chosen for the goal, with the risks said out loud.
Our services
Only the work this office actually does. Each card has a short description and a way to ask about it.
Life insurance
Help to understand term cover and savings-style plans for family protection. A term plan pays if you die during the term.
Health insurance
Guidance to compare individual, family and parent cover, including room rent, waiting periods and cashless hospitals.
Motor insurance
Renewals and new policies for two-wheelers, cars, autos and commercial vehicles. The premium is explained in rupees.
Mutual funds
Information on equity, debt and hybrid options based on your goal, time horizon and how much fall you can accept. No promised return.
Retirement planning
A monthly amount and a target year, then the mix of protection and investments that can sit beside a pension or EPF.
Financial planning
One conversation to put goals, savings and protection in order, before any product is named.
Business cover
Fire, marine, group medical, plant and machinery, and employee compensation for shops and works in Jamshedpur.
SIP
A fixed monthly investment. The calculator shows an estimate if a chosen rate happened every year. It is not a forecast.
Why people come to this office
Local advice from the Sakchi office, with the limits of each product said in the same conversation.
Fifteen years in this work
Insurance and mutual funds for families and businesses, from the Sakchi office.
A person, not a call centre
You meet Vishal Trehan. Fifteen years with families and businesses in insurance and mutual funds.
Numbers in rupees
Premiums and SIP illustrations are discussed in Indian rupees, with what the product does not cover said in the same conversation.
Renewals and claims
Existing clients can call the same number for a renewal checklist or the papers a motor or health claim usually needs.
At home
The plan starts with the people in the house.
Health cover, a term plan, and a SIP are sized to who depends on the income. Waiting periods and the chance a fund can fall are part of the same conversation.
How a consultation works
01
You choose a requirement
Motor, health, life, a SIP, retirement, or a business policy. The form asks only for name, mobile and the service.
02
The office follows up
WhatsApp or a call at the time you prefer. We do not ask for Aadhaar, passwords or OTPs on this website.
03
You decide
If you go ahead, we help with the proposal and the documents. The insurer or the fund house is the product provider.
Meet the advisor
Vishal Trehan
Advisor at Ajaib Niwas, Sakchi. Fifteen years with families and businesses in insurance and mutual funds.
Health insurers named in our work
ICICI Lombard, HDFC Ergo, Care Health and Aditya Birla Capital. The policy wording is the contract.
ICICI Lombard
HDFC Ergo
Care Health
Aditya Birla Capital
The policy wording or the scheme document is what governs the product.
Financial education
Short guides. They explain how to read a product. They are not a recommendation to buy one.
Before a motor renewal
IDV, no-claim bonus and add-ons change the rupee premium. Check them before you pay.
Waiting periods in health cover
A new policy often waits before it pays for an illness you already have. Ask which wait applies.
What a SIP estimate is
A calculator that assumes one return every year is an illustration. Markets do not move in a straight line.
Common questions
Do you promise a return?
No. Mutual funds and ULIPs can fall in value. Insurance pays according to the policy, not according to a slogan on this website.
Where is the office?
Ajaib Niwas, 1st Floor, New Kalimati Road, Sakchi, Jamshedpur 831001. Call +91 95708 99989 before you visit.
What should I send for a motor quote?
The registration number and whether there was a claim last year. The premium still depends on the vehicle, its insured value and the no-claim bonus.
What do you collect on the form?
Name, mobile, the service you want, an optional email, a preferred time and a short message. Not Aadhaar, bank passwords or OTPs.