Bring to the meeting
- One or two goals, with a year attached
- Rough monthly savings
- Existing policies and SIPs, if any
Financial planning
Goals, savings and protection, in that order.
A planning conversation puts the next few years on one page: what you are saving for, what would hurt the family if income stopped, and what you can set aside each month. Products are named only after that.
What you leave with
A short list: keep, change, or ignore. No product is compulsory. Market-linked options are described with the chance of a fall.