Decisions that change the premium
- Sum insured for a year of treatment, in rupees
- One person, a couple, children, or parents on the same floater
- Age of the eldest member
- Any existing illness, which usually has a waiting period
Health insurance
Individual plans, family floaters, and cover for parents. We look at the sum insured, the room-rent limit, the waiting period, and which hospitals near you are on the cashless list.
The insurer’s policy wording is the contract. We read the exclusions with you before you pay.
Ages of the people to be insured are enough for a first comparison.